Software Engineer, Lending
About ONE Finance
Operating as OnePay, Walmart/Ribbit-backed fintech bundles banking, credit, BNPL, investing, crypto, wallet, and workplace financial wellness for U.S. shoppers and workers.
Private Late · 500–1000 people
Job description
The full responsibilities and requirements are on the employer’s site.
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Internal deployment & tooling · Evidence for this classification:
we. This place moves fast, and we’re looking for people who are: Ready to run Hungry and driven by urgency Exceptional at what they do, with low ego Comfortable operating in motion The Role As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers. What You’ll Do Lead technical design and implementation for projects powering our lending platform Set architectural standards and ensure best practices in code quality, performance, and scalability Partner closely with product, design, and operations to shape and deliver lending product strategy Oversee optimization of systems for reliability, security, and scalability Own technical decision-making, balancing rapid delivery and sustainable solutions You Bring 8+ years of experience building and scaling
More from the job description
About OnePay OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: Ready to run Hungry and driven by urgency Exceptional at what they do, with low ego Comfortable operating in motion The Role As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers. What You’ll Do Lead technical design and implementation for projects powering our lending platform Set architectural sta [... source excerpt omitted ...] team player Tools We Use We use Node and TypeScript on the server, leveraging the NestJS framework in a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. Experience with our exact stack isn’t required—familiarity with modern software engineering practices will help you ramp up quickly. What We Offer Competitive base salary, stock options, and health benefits from Day 1 401(k) plan with company match Remote-friendly (US), flexible time o
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