Principal Product Manager, Global Payments Platform and Controls
AI summary of the role
Principal Product Manager owning Zip's global payments platform and controls, including bank integrations, payment routing, fraud detection, and currency localization across 40+ currencies and 130+ countries.
What you’ll do
- Own the payments platform strategy and roadmap, including direct bank integrations, payment provider partnerships, and payment routing infrastructure supporting tens of billions in annual volume across 40+ currencies and 130+ countries
- Drive product strategy to reduce payment risk, including AI-powered fraud detection that flags risky invoices to customers
- Own bank account verification, expanding provider coverage and geographic reach with reliable real-time verification
- Lead payments onboarding automation to reduce manual operational overhead and accelerate go-live
What you’ll bring
- 6+ years of product management and 10+ years overall professional experience
- Experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance
- Technical fluency to partner on integration architectures, API design, payment processing systems, and data-driven risk systems
- Ability to lead cross-functional initiatives and drive alignment across engineering, design, operations, and customer-facing teams
Technologies
payments infrastructure · bank integrations · payment routing · fraud detection · currency localization · API design · payment processing systems · risk models · AI-powered fraud detection · multi-currency
About Zip
AI-native procurement orchestration platform that helps enterprises manage intake, approvals, sourcing, payments, and supplier risk across existing finance and ERP systems.
Series D · 500–1000 people
Source and classification
Internal deployment & tooling · Evidence for this classification:
Business, and LinkedIn Top Startups. Your Role As a Principal Product Manager on the Payments team, you will own the systems and strategy that power Zip's global payments infrastructure and make Zip the safest and most seamless way to pay vendors across tens of billions in annual spend. You will drive product development across the payments platform -- including bank integrations, payment provider partnerships, payout management, and payment routing -- as well as payment controls covering risk and fraud prevention, bank account verification, payment onboarding, currency management, and payment compliance. You will partner closely with Engineering, Design, Payment Operations, and cross-functional teams to deliver reliable, scalable payment infrastructure, proactively mitigate payment fraud, ensure smooth and secure payment onboarding, and manage payment compliance with confidence at
More from the job description
About Zip Zip is the AI platform for enterprise procurement — built for humans and agents working together. By orchestrating procurement across teams, tools, and suppliers with the help of AI agents, companies can secure the resources they need to innovate faster than ever before. The world’s most influential enterprises trust Zip, including T-Mobile, OpenAI, AMD, Mars, Dollar Tree, and more. Together they’ve saved over $8 billion and processed over $500 billion in spend. Zip’s team includes product leaders from Apple, Airbnb, and Meta, as well as former procurement leaders from United Health, Sanofi, MGM Resorts, Discover, and NASA. Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, Zip has raised $371 million, most recently at a $2.2 billion valuation and has been recognized by Forbes Fintech 50, Fast Company's Most Innovative Companies, Inc. Best in Business, and LinkedIn Top Startups. Your Role As a Principal Product Manager on the Payments team, you will own the systems and strategy that power Zip's global payments infrastructure and make Zip the safest and most seamless way to pay vendors across tens of billions in annual spend. You will drive product development across the payments platform -- including bank integrations, payment provider partnerships, payout management, and payment routing -- as well as payment controls covering risk an [... source excerpt omitted ...] alable payment infrastructure, proactively mitigate payment fraud, ensure smooth and secure payment onboarding, and manage payment compliance with confidence at enterprise scale. You Will Own the payments platform strategy and roadmap, including direct bank integrations, payment provider partnerships, and payment routing infrastructure that supports tens of billions in annual volume across 40+ currencies and 130+ countries Drive the product strategy and roadmap to reduce payment risk -- including Zip's AI-powered fraud detection system that flags risky invoices directly to customers Own bank account verification– expanding provider coverage, increasing geographic reach, and e [... source excerpt omitted ...] anding payment rails and payout capabilities, improving payment cycle times, and ensuring enterprise-grade reliability at scale. Drive currency localization across Zip – enabling customers to support multi-currency workflows across all payment surfaces. Collaborate deeply with engineering and design to define requirements, provide product direction, make tradeoffs, and deliver high-quality, enterprise-grade payment capabilities. Qualifications 6+ years of product management and 10+ years of overall professional experience; experience working on payments infrastructure, fintech, bank integrations, risk/fraud, or financial compliance is a requirement. Ability to break down com
Employer postings · Data from · Sources